Personal Insurance
Protect what matters most to you with personal insurance from Underwood Insurance Agency. Our experienced team understands the importance of comprehensive coverage tailored to your individual needs. Whether you’re looking for auto, home, renters, or umbrella insurance, we have the expertise to find the right solutions for you. As a trusted insurance agency in Lafayette, IN, we work tirelessly to provide you with peace of mind and financial protection.
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Understanding Auto Insurance Coverage Options in Indiana
When it comes to choosing auto insurance coverage in Lafayette, Indiana, it’s important to understand the different options available to you.
Collision and Comprehensive Coverage
Collision coverage protects against damage to your vehicle caused during an accident, while comprehensive coverage protects against other physical damage such as fire, theft, flood, and vandalism. Both coverages include a deductible, which affects your premium.
Liability Coverage
Liability coverage pays for injuries and property damage you cause to others in an accident where you are at fault.
Medical Payments Coverage
This coverage pays for medical expenses for you and your passengers, regardless of fault. If you have health insurance, this coverage may not be necessary.
Personal Injury Protection
Some states, including Indiana, require personal injury protection, also known as no-fault coverage. It covers medical expenses, rehabilitation, funeral expenses, and loss of income if you are injured in an accident and unable to work.
Uninsured/Underinsured Motorist Coverage
This coverage protects you if you are injured by an uninsured driver or a driver with insufficient insurance. It also covers hit-and-run accidents.
Optional Coverage
Optional coverage includes extras like towing, rental reimbursement, and roadside assistance, but they are not required.
Determining the Right Coverage for You
The appropriate level of coverage depends on factors such as the value of your vehicle, the assets you need to protect, your deductible preference, and your risk tolerance.
Additional Lines of Insurance
Apart from auto insurance, we also provide coverage for antique cars. Our professional agents in Lafayette, Indiana, and surrounding areas can assist you in finding the right car insurance to meet your needs.
Boat & Watercraft Insurance
Our experienced agents are here to help you find the coverage that suits your requirements and provide recommendations tailored to your situation.
Motorcycle Insurance
As an Indiana-based insurance agency, we specialize in motorcycle insurance coverage. Our goal is to find you affordable coverage by comparing different companies. Factors such as driving record, credit history, age, and type of motorcycle are considered. In addition to liability coverage, we offer options like medical payments, comprehensive, collision, and uninsured motorist coverage.
Discounts are available for multiple policies, safety courses, renewals, and insuring multiple motorcycles. Contact us for a free, no-obligation quote or to review your existing policy. We serve Lafayette, Indiana, including the Chicago, Columbus, Indianapolis, Lafayette, and Merrillville areas.
Flood Insurance
Our Indiana flood insurance policies cover homes, condos, mobile homes, businesses, and rentals in flood zone areas. We offer multiple coverage options, including building, contents, replacement cost, and excess flood coverage, all at affordable rates. Protect your property with our flood insurance in Indiana.
Homeowner’s Insurance
We also provide additional coverages like personal umbrella, automobile, flood, earthquake, and jewelry insurance.
Umbrella Insurance
Renters Insurance
Discover the right protection for your business – explore our commercial insurance options today!
3990 State Rd 38 E Ste 5A
Lafayette, IN 47905
Main Location:
765-742-7320
Email:
info@underwoodagency.com
Licensed in:
Arizona, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, North Carolina and Tennessee